Capital Adequacy & Ratios
CET1, Tier 1, Total Capital and Leverage Ratio monitoring with buffer and MDA headroom tracking
Group CET1 Ratio
14.2%
Group Leverage Ratio
5.1%
Entities Near MDA Trigger
1
CCyB Rate (UK)
2.0%
| Entity | Ratio | Value | Requirement | Headroom | Status |
|---|---|---|---|---|---|
| Group Consolidated | CET1 | 14.2% | 10.9% | 3.3pp | Healthy |
| Group Consolidated | Tier 1 | 15.8% | 12.4% | 3.4pp | Healthy |
| Group Consolidated | Total Capital | 18.1% | 14.9% | 3.2pp | Healthy |
| Group Consolidated | Leverage Ratio | 5.1% | 3.25% | 1.85pp | Healthy |
| Meridian Bank UK plc | CET1 | 12.4% | 12.1% | 0.3pp | Watch — Near MDA Trigger |
| Meridian Capital Markets Ltd | CET1 | 16.7% | 11.6% | 5.1pp | Healthy |
About This Agent
Data on This Page
Capital ratios (CET1, Tier 1, Total Capital, Leverage Ratio) per entity against their combined buffer requirement and resulting headroom, with a healthy/watch status flag. Stat tiles show the group CET1 and leverage ratios, count of entities near their Maximum Distributable Amount trigger, and the current UK countercyclical buffer rate.
What This Agent Does
Consumes RWA from the RWA Calculation Engine and eligible own funds from the general ledger to compute every capital ratio per entity and at group level, applies the combined buffer requirement (capital conservation, countercyclical, G-SIB), and raises an alert whenever headroom to the MDA trigger falls below a configurable threshold.
Worked Examples
- Meridian Bank UK plc's CET1 ratio of 12.4% is only 0.3pp above its 12.1% requirement after this quarter's RWA increase — flagged watch status and routed to the Board & Submission Workflow agent.
- Group leverage ratio of 5.1% carries 1.85pp of headroom, comfortably above the 3.25% minimum even before the countercyclical buffer add-on.
- Meridian Capital Markets Ltd's CET1 ratio (16.7%) benefits from lower RWA density in its trading-book-heavy balance sheet relative to the banking entity.